{"text_format":"1","workbook":"xlsx","n_sheets":7,"sheets":["Employee Cost Model","Bryant Contributions","Data | Model","Plan Design Input","Lists","Definitions","Start"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":1,"defined_names":24,"comments":2,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Employee Cost Model","index":0,"n_rows":47,"n_cols":7,"rows_kept":47,"cut":false,"hidden":false,"merged":[[0,2,0,3],[1,2,1,3],[2,2,2,3],[3,2,3,3]]}
[null,null,"Coverage Tier"]
[null,"Enter Coverage Tier →","Employee Only"]
[null,"Enter Annual Salary →",75000]
[null,"Wellness Activities Complete? →","Yes"]
[]
[null,null,"Premium Plan","Base Plan","Value Plan","HDHP w/ Health Savings Account"]
[null,"Employee Annual Contribution Amount",{"$f":"IF($C$2=\"Employee Only\",VLOOKUP($C$3,'Bryant Contributions'!$C$3:$H$5,3,TRUE),IF($C$2=\"Employee + Child(ren)\",VLOOKUP($C$3,'Bryant Contributions'!$C$6:$H$8,3,TRUE),VLOOKUP($C$3,'Bryant Contributions'!$C$9:$H$11,3,TRUE)))","v":3740.04},{"$f":"IF($C$2=\"Employee Only\",VLOOKUP($C$3,'Bryant Contributions'!$C$3:$H$5,4,TRUE),IF($C$2=\"Employee + Child(ren)\",VLOOKUP($C$3,'Bryant Contributions'!$C$6:$H$8,4,TRUE),VLOOKUP($C$3,'Bryant Contributions'!$C$9:$H$11,4,TRUE)))","v":2392.8000000000002},{"$f":"IF($C$2=\"Employee Only\",VLOOKUP($C$3,'Bryant Contributions'!$C$3:$H$5,5,TRUE),IF($C$2=\"Employee + Child(ren)\",VLOOKUP($C$3,'Bryant Contributions'!$C$6:$H$8,5,TRUE),VLOOKUP($C$3,'Bryant Contributions'!$C$9:$H$11,5,TRUE)))","v":1830.3600000000004},{"$f":"IF($C$2=\"Employee Only\",VLOOKUP($C$3,'Bryant Contributions'!$C$3:$H$5,6,TRUE),IF($C$2=\"Employee + Child(ren)\",VLOOKUP($C$3,'Bryant Contributions'!$C$6:$H$8,6,TRUE),VLOOKUP($C$3,'Bryant Contributions'!$C$9:$H$11,6,TRUE)))","v":980.16000000000008}]
[null,"Wellness Incentive",{"$f":"IF($C$4=\"Yes\", -300,0)","v":-300},{"$f":"IF($C$4=\"Yes\", -300,0)","v":-300},-300,-300]
[null,"HSA Contribution","—","—","—",{"$f":"-IF(C2=\"Employee Only\",500,1000)","v":-500}]
[null,"Estimated Out-of-Pocket Costs",{"$f":"+'Data | Model'!CO223","v":0},{"$f":"+'Data | Model'!CO113","v":0},{"$f":"+'Data | Model'!CO333","v":0},{"$f":"+'Data | Model'!CO443","v":0}]
[null,"Employee's Total Cost",{"$f":"SUM(C7:C10)","v":3440.04},{"$f":"SUM(D7:D10)","v":2092.8000000000002},1530.3600000000004,{"$f":"SUM(F7:F10)","v":180.16000000000008}]
[]
[null,null,"Employee","Spouse (if enrolled)","Child 1 (if enrolled)","Child 2 (if enrolled)","Child 3 (if enrolled)"]
["Inpatient Services",null,"Enter the number of services used annually below"]
[null,"Inpatient Hospital Stays",0,0,0,0,0]
[null,"Mental/Behavioral Health Hospital",0,0,0,0,0]
[null,"Skilled Nursing Facility",0,0,0,0,0]
[]
["Outpatient Services"]
[null,"Outpatient Surgery in a hospital",0,0,0,0,0]
[null,"Outpatient Surgery in an office",0,0,0,0,0]
[]
[null,"Emergency Room Visits",0,0,0,0,0]
[null,"Urgent Care Facility",0,0,0,0,0]
[]
[null,"X-rays Services",0,0,0,0,0]
[null,"Advanced Radiology (MRI/PET Scan/etc.)",0,0,0,0,0]
[]
[null,"Primary Care Visits\n(other than annual physical and other preventive services)",0,0,0,0,0]
[null,"Specialist Visits\n(e.g. dermatologist, oncologist, etc.)",0,0,0,0,0]
[null,"Maternity / Pregnancy",0,0,0,0,0]
[null,"Physical Therapy Visits",0,0,0,0,0]
[null,"Chiropractic Visits",0,0,0,0,0]
[null,"Mental/Behavioral Health Visits",0,0,0,0,0]
[]
["Pharmacy Services",null,"Enter the number of prescriptions filled annually below"]
["Drugs purchased at a Retail Pharmacy (30-days per fill)"]
[null,"Generic",0,0,0,0,0]
[null,"Formulary Brand",0,0,0,0,0]
[null,"Non-Formulary Brand",0,0,0,0,0]
[null,"Specialty",0,0,0,0,0]
["Drugs purchased through Mail Order Service (90-days per fill)"]
[null,"Generic",0,0,0,0,0]
[null,"Formulary Brand",0,0,0,0,0]
[null,"Non-Formulary Brand",0,0,0,0,0]
[]
[null,"Note: Out-of-pocket costs are based on average cost of services across the categories represented. Actual experience may vary."]

{"sheet":"Bryant Contributions","index":1,"n_rows":55,"n_cols":16,"rows_kept":55,"cut":false,"hidden":true,"merged":[[0,14,0,15],[2,14,2,15],[20,14,20,15],[38,14,38,15]]}
[null,null,null,null,null,null,null,null,null,"Monthly Rates",null,null,null,null,"Bryant 2025 Status Quo Medical Rates and Contributions"]
["Coverage Level","Salary Range","Min Salary",null,"2025 Premium Plan","2025 Base Plan","2025 Value Plan","2025 HDHP",null,"2025 Premium Plan","2025 Base Plan","2025 Value Plan","2025 HDHP",null,null,"Bryant Subsidy\n(Non-Incentive)"]
["Individual","< $55,000",0,{"$f":"A3&B3","v":"Individual< $55,000"},{"$f":"+J3*12","v":3099.12},{"$f":"+K3*12","v":1778.0400000000002},{"$f":"+L3*12","v":1202.52},{"$f":"+M3*12","v":378.48},null,{"$f":"+P5","v":258.26},{"$f":"+P9","v":148.17000000000002},{"$f":"+P13","v":100.21000000000001},{"$f":"+P17","v":31.54},null,"<$55,000"]
["Individual","$55,000 - $104,999",55000,"Individual$55,000 - $104,999",{"$f":"+J4*12","v":3740.04},{"$f":"+K4*12","v":2392.8000000000002},1830.3600000000004,980.16000000000008,null,{"$f":"+P23","v":311.67},{"$f":"+P27","v":199.4},{"$f":"+P31","v":152.53000000000003},{"$f":"+P35","v":81.680000000000007},null,"Premium"]
["Individual","$105,000+",105000,"Individual$105,000+",4367.88,3007.5600000000004,2445.1200000000003,1581.84,null,{"$f":"+P41","v":363.99},{"$f":"+P45","v":250.63000000000002},{"$f":"+P49","v":203.76000000000002},{"$f":"+P53","v":131.82},null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S8","v":258.26}]
["Individual + Child/ren","< $55,000",0,"Individual + Child/ren< $55,000",6669.9600000000009,3831.6000000000004,2641.32,888.60000000000014,null,{"$f":"+P6","v":555.83000000000004},{"$f":"+P10","v":319.3},{"$f":"+P14","v":220.11},{"$f":"+P18","v":74.050000000000011},null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S9","v":555.83000000000004}]
["Individual + Child/ren","$55,000 - $104,999",55000,"Individual + Child/ren$55,000 - $104,999",8017.2000000000007,5139.6000000000004,3936.2400000000007,2170.44,null,{"$f":"+P24","v":668.1},{"$f":"+P28","v":428.3},{"$f":"+P32","v":328.02000000000004},{"$f":"+P36","v":180.87},null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S10","v":615.78000000000009}]
["Individual + Child/ren","$105,000+",105000,"Individual + Child/ren$105,000+",9364.44,6447.6,5244.2400000000007,3452.2799999999997,null,{"$f":"+P42","v":780.37},{"$f":"+P46","v":537.30000000000007},{"$f":"+P50","v":437.02000000000004},{"$f":"+P54","v":287.69},null,"Base"]
["Family","< $55,000",0,{"$f":"A9&B9","v":"Family< $55,000"},7389.3600000000006,4276.32,2942.16,1006.3200000000002,null,{"$f":"+P7","v":615.78000000000009},{"$f":"+P11","v":356.36},{"$f":"+P15","v":245.18},{"$f":"+P19","v":83.860000000000014},null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S12","v":148.17000000000002}]
["Family","$55,000 - $104,999",55000,{"$f":"A10&B10","v":"Family$55,000 - $104,999"},8880.4800000000014,5715.1200000000008,4380.9600000000009,2418.96,null,{"$f":"+P25","v":740.04000000000008},{"$f":"+P29","v":476.26000000000005},{"$f":"+P33","v":365.08000000000004},{"$f":"+P37","v":201.58},null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S13","v":319.3}]
["Family","$105,000+",105000,{"$f":"A11&B11","v":"Family$105,000+"},10371.6,7167,5832.84,3844.6800000000003,null,{"$f":"+P43","v":864.30000000000007},{"$f":"+P47","v":597.25},{"$f":"+P51","v":486.07000000000005},{"$f":"+P55","v":320.39000000000004},null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S14","v":356.36}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Value"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S16","v":100.21000000000001}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S17","v":220.11}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S18","v":245.18}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HDHP"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S20","v":31.54}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S21","v":74.050000000000011}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S22","v":83.860000000000014}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"$55,000-$105,000"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premium"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S26","v":311.67}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S27","v":668.1}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S28","v":740.04000000000008}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S30","v":199.4}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S31","v":428.3}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S32","v":476.26000000000005}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Value"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S34","v":152.53000000000003}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S35","v":328.02000000000004}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S36","v":365.08000000000004}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HDHP"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S38","v":81.680000000000007}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S39","v":180.87}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S40","v":201.58}]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"$105,000+"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Premium"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S44","v":363.99}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S45","v":780.37}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S46","v":864.30000000000007}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Base"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S48","v":250.63000000000002}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S49","v":537.30000000000007}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S50","v":597.25}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Value"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S52","v":203.76000000000002}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S53","v":437.02000000000004}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S54","v":486.07000000000005}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"HDHP"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Individual",{"$f":"+'[1]2025 Rates & Contributions'!S56","v":131.82}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"EE+Child(ren)",{"$f":"+'[1]2025 Rates & Contributions'!S57","v":287.69}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Family",{"$f":"+'[1]2025 Rates & Contributions'!S58","v":320.39000000000004}]

{"sheet":"Data | Model","index":2,"n_rows":443,"n_cols":93,"rows_kept":443,"cut":false,"hidden":true,"merged":[[1,54,1,56],[1,51,1,53],[1,57,1,59],[1,60,1,62],[1,72,1,74],[1,90,1,92],[1,75,1,77],[1,78,1,80],[1,81,1,83],[1,84,1,86],[1,87,1,89]]}
[null,"NOTE MODEL CHANGE THAT REMOVES SPECIALTY MAIL ORDER"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"In-Network",null,"Out-of-Network",null,null,"Medical/(Rx) In-Network Deductible Accumulators",null,null,"Medical/(Rx) Out-of-Network Deductible Accumulators",null,null,"Rx In-Network Deductible Accumulators",null,null,"Rx Out-of-Network Deductible Accumulators",null,null,null,null,null,null,null,"In-Network",null,"Out-of-Network",null,"Medical/(Rx) In-Network OOPM Accumulators",null,null,"Medical/(Rx) Out-of-Network OOPM Accumulators",null,null,"Rx In-Network OOPM Accumulators",null,null,"Rx Out-of-Network OOPM Accumulators",null,null,"Total Accumulated Out-of-Pocket Costs",null,null,"Total Member Out-of-Pocket Costs",null,null,"Total Subscriber Out-of-Pocket Costs"]
["Unique Subscriber ID","Unique Member ID","Division Indicator","Annual Benefit Base Pay","Medical Plan Election","Medical Plan Tier Election","In-Network / Out-of-Network Indicator","Service Type","Service Description","Rx Tier","Preventive or 100% Covered Under ACA","Number of Claims / Services / Scripts","Total Inpatient Days","Total Allowed Amount (Eligible Charges)","Total Plan Paid Amount","Total Employee Paid Amount","Illustrative Allowed Amount","Begin Member","Begin Subscriber","Member Row Count","Subscriber Row Count","End Member","End Subscriber","Plan Name Modeled","Plan Lookup","Tier Lookup","OON Option Available?","Network In/Out Lookup","Service Lookup","Preventive and In-Network?","Med / Rx","Separate Rx Deductible","Separate Rx OOPM","Apply Deductible?","Deductible Type","OOPM Type","Apply Coinsurance?","Coinsurance","Min Copay","Standard Copay","Max Copay","Trend Factor","Trended Allowed Amount","Average Allowed Amount","Accumulated Member Allowed","Accumulated Subscriber Allowed","Member Deductible","Subscriber Deductible","Member Deductible","Subscriber Deductible","Amount Applied Towards Deductible","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Allowed Amount Remaining After Deductible","# of Copays to Charge","Total Copay Charges","Total Coinsurance Charges","Total Amount Applied Towards OOPM","Member OOPM","Subscriber OOPM","Member OOPM","Subscriber OOPM","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","Member Additional Amount","Member Accumulated Amount","Subscriber Accumulated Amount","In-Network","Out-of-Network","Total","In-Network","Out-of-Network","Total","In-Network","Out-of-Network","Total"]
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OFFSET(OffsetStart,MedDedRange-1+1*Z4*AI4,MATCH(Y4,PlanLookupRange,0)+2)))","v":0},{"$f":"IF(AA4=0,0,  IF(AND(AE4,AF4),OFFSET(OffsetStart,RxDedRange-1+1*Z4,MATCH(Y4,PlanLookupRange,0)+2),\n                                                            OFFSET(OffsetStart,MedDedRange-1+1*Z4,MATCH(Y4,PlanLookupRange,0)+2)))","v":0},{"$f":"IF(OR(AD4=1,AH4=1),0,AQ4)","v":0},{"$f":"IF(OR(AB4=1,AH4=1,AND(AF4=1,AE4=1)),   0,\n  IF(OR(AND(BA3=AU4,R4=0),AND(BB3=AV4,S4=0)),    0,  CHOOSE(R4+S4+1,   MIN(AY4,AU4,MAX(AU4-BA3,0),MAX(AV4-BB3,0)),   MIN(AY4,AU4,MAX(AV4-BB3,0)),   MIN(AY4,AU4))))","v":0},{"$f":"IF(R4,AZ4,MIN(AU4,SUM(OFFSET(AZ4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,AZ4,MIN(AV4,SUM(OFFSET(AZ4,-(U4-1),0,U4))))","v":0},{"$f":"IF(OR(AB4=0,AH4=1,AND(AF4=1,AE4=1)),   0,\n  IF(OR(AND(BD3=AW4,R4=0),AND(BE3=AX4,S4=0)),    0,  CHOOSE(R4+S4+1,   MIN(AY4,AW4,MAX(AW4-BD3,0),MAX(AX4-BE3,0)),   MIN(AY4,AW4,MAX(AX4-BE3,0)),   MIN(AY4,AW4))))","v":0},{"$f":"IF(R4,BC4,MIN(AW4,SUM(OFFSET(BC4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,BC4,MIN(AX4,SUM(OFFSET(BC4,-(U4-1),0,U4))))","v":0},{"$f":"IF(OR(AB4=1,AH4=1,AE4=0,AF4=0),   0,\n  IF(OR(AND(BG3=AU4,R4=0),AND(BH3=AV4,S4=0)),    0,  CHOOSE(R4+S4+1,   MIN(AY4,AU4,MAX(AU4-BG3,0),MAX(AV4-BH3,0)),   MIN(AY4,AU4,MAX(AV4-BH3,0)),   MIN(AY4,AU4))))","v":0},{"$f":"IF(R4,BF4,MIN(AU4,SUM(OFFSET(BF4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,BF4,MIN(AV4,SUM(OFFSET(BF4,-(U4-1),0,U4))))","v":0},{"$f":"IF(OR(AB4=0,AH4=1,AE4=0,AF4=0),   0,\n  IF(OR(AND(BJ3=AW4,R4=0),AND(BK3=AX4,S4=0)),    0,  CHOOSE(R4+S4+1,   MIN(AY4,AW4,MAX(AW4-BJ3,0),MAX(AX4-BK3,0)),   MIN(AY4,AW4,MAX(AX4-BK3,0)),   MIN(AY4,AW4))))","v":0},{"$f":"IF(R4,BI4,MIN(AW4,SUM(OFFSET(BI4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,BI4,MIN(AX4,SUM(OFFSET(BI4,-(U4-1),0,U4))))","v":0},{"$f":"AQ4-AZ4-BC4-BF4-BI4","v":0},{"$f":"IFERROR(IF(AE4=0,CHOOSE(AK4,0,MIN(L4,MAX(ROUNDUP(BL4/AR4,0),0)),MIN(M4,MAX(ROUNDUP(BL4/AR4,0),0))),\n                     CHOOSE(AK4,0,MIN(L4,MAX(ROUNDUP(BL4/AR4,0),0)),MIN(L4,MAX(ROUNDUP(BL4/AR4,0),0)))),0)","v":0},{"$f":"+IF(AE4,  CHOOSE(AK4,0,AN4*BM4,MIN(MAX(AM4*BM4,AL4*AR4*BM4),AO4*BM4)),\nIF(AN4=0,0,IF(BL4>=0,MIN(BM4*AN4,BL4),MAX(BM4*AN4,BL4))))","v":0},{"$f":"+IF(AND(AE4,AK4=3),0,BL4*AL4)","v":0},{"$f":"+BN4+BO4+AZ4+BC4+BF4+BI4","v":0},{"$f":"IF(AND(AE4,AG4),OFFSET(OffsetStart,RxOOPMRange-1+1*Z4*AJ4,MATCH(Y4,PlanLookupRange,0)-1),\n                                       OFFSET(OffsetStart,MedOOPMRange-1+1*Z4*AJ4,MATCH(Y4,PlanLookupRange,0)-1))","v":3500},{"$f":"IF(AND(AE4,AG4),OFFSET(OffsetStart,RxOOPMRange-1+1*Z4,MATCH(Y4,PlanLookupRange,0)-1),\n                                       OFFSET(OffsetStart,MedOOPMRange-1+1*Z4,MATCH(Y4,PlanLookupRange,0)-1))","v":3500},{"$f":"IF(AA4=0,0,  IF(AND(AE4,AG4),  OFFSET(OffsetStart,RxOOPMRange-1+1*Z4*AJ4,MATCH(Y4,PlanLookupRange,0)+2),\n                                                              OFFSET(OffsetStart,MedOOPMRange-1+1*Z4*AI4,MATCH(Y4,PlanLookupRange,0)+2)))","v":0},{"$f":"IF(AA4=0,0,  IF(AND(AE4,AG4),OFFSET(OffsetStart,RxOOPMRange-1+1*Z4,MATCH(Y4,PlanLookupRange,0)+2),\n                                                            OFFSET(OffsetStart,MedOOPMRange-1+1*Z4,MATCH(Y4,PlanLookupRange,0)+2)))","v":0},{"$f":"IF(OR(AB4=1,AND(AG4=1,AE4=1)),   0,\n  IF(OR(AND(BV3=BQ4,R4=0,BP4<0),AND(BW3=BR4,S4=0,BP4<0)),    MAX(BP4,-BQ4),  CHOOSE(R4+S4+1,   MIN(BP4,BQ4,MAX(BQ4-BV3,0),MAX(BR4-BW3,0)),   MIN(BP4,BQ4,MAX(BR4-BW3,0)),   MIN(BP4,BQ4))))","v":0},{"$f":"IF(R4,BU4,MIN(BQ4,SUM(OFFSET(BU4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,BU4,MIN(BR4,SUM(OFFSET(BU4,-(U4-1),0,U4))))","v":0},{"$f":"IF(OR(AB4=0,AND(AG4=1,AE4=1)),   0,\n  IF(OR(AND(BY3=BS4,R4=0,BP4<0),AND(BZ3=BT4,S4=0,BP4<0)),    MAX(BP4,-BS4),  CHOOSE(R4+S4+1,   MIN(BP4,BS4,MAX(BS4-BY3,0),MAX(BT4-BZ3,0)),   MIN(BP4,BS4,MAX(BT4-BZ3,0)),   MIN(BP4,BS4))))","v":0},{"$f":"IF(R4,BX4,MIN(BS4,SUM(OFFSET(BX4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,BX4,MIN(BT4,SUM(OFFSET(BX4,-(U4-1),0,U4))))","v":0},{"$f":"IF(OR(AB4=1,AE4=0,AG4=0),   0,\n  IF(OR(AND(CB3=BQ4,R4=0,BP4<0),AND(CC3=BR4,S4=0,BP4<0)),    MAX(BP4,-BQ4),  CHOOSE(R4+S4+1,   MIN(BP4,BQ4,MAX(BQ4-CB3,0),MAX(BR4-CC3,0)),   MIN(BP4,BQ4,MAX(BR4-CC3,0)),   MIN(BP4,BQ4))))","v":0},{"$f":"IF(R4,CA4,MIN(BQ4,SUM(OFFSET(CA4,-(T4-1),0,T4))))","v":0},{"$f":"IF(S4,CA4,MIN(BR4,SUM(OFFSET(CA4,-(U4-1),0,U4))))","v":0},{"$f":"IF(OR(AB4=0,AE4=0,AG4=0),   0,\n  IF(OR(AND(CE3=BS4,R4=0,BP4<0),AND(CF3=BT4,S4=0,BP4<0)),    MAX(BP4,-BS4),  CHOOSE(R4+S4+1,   MIN(BP4,BS4,MAX(BS4-CE3,0),MAX(BT4-CF3,0)),   MIN(BP4,BS4,MAX(BT4-CF3,0)),   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CHOOSE(R134+S134+1,   MIN(AY134,AW134,MAX(AW134-BD133,0),MAX(AX134-BE133,0)),   MIN(AY134,AW134,MAX(AX134-BE133,0)),   MIN(AY134,AW134))))","v":0},{"$f":"IF(R134,BC134,MIN(AW134,SUM(OFFSET(BC134,-(T134-1),0,T134))))","v":0},{"$f":"IF(S134,BC134,MIN(AX134,SUM(OFFSET(BC134,-(U134-1),0,U134))))","v":0},{"$f":"IF(OR(AB134=1,AH134=1,AE134=0,AF134=0),   0,\n  IF(OR(AND(BG133=AU134,R134=0),AND(BH133=AV134,S134=0)),    0,  CHOOSE(R134+S134+1,   MIN(AY134,AU134,MAX(AU134-BG133,0),MAX(AV134-BH133,0)),   MIN(AY134,AU134,MAX(AV134-BH133,0)),   MIN(AY134,AU134))))","v":0},{"$f":"IF(R134,BF134,MIN(AU134,SUM(OFFSET(BF134,-(T134-1),0,T134))))","v":0},{"$f":"IF(S134,BF134,MIN(AV134,SUM(OFFSET(BF134,-(U134-1),0,U134))))","v":0},{"$f":"IF(OR(AB134=0,AH134=1,AE134=0,AF134=0),   0,\n  IF(OR(AND(BJ133=AW134,R134=0),AND(BK133=AX134,S134=0)),    0,  CHOOSE(R134+S134+1,   MIN(AY134,AW134,MAX(AW134-BJ133,0),MAX(AX134-BK133,0)),   MIN(AY134,AW134,MAX(AX134-BK133,0)),   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[2,1,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",3,"N",0,0,0,"—","—",1250.7932046474004,0,0,22,22,1,0,"Premium Plan",1,0,0,0,"RxM3",0,1,0,0,1,0,0,2,0,0,85,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","Hospital","","N",0,0,{"$f":"+L136*Q136","v":0},"—","—",24527.132051189921,1,0,1,23,0,0,"Premium Plan",1,0,0,0,"InpHospital",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","MHSA",null,"N",0,0,0,"—","—",11851.450629136476,0,0,2,24,0,0,"Premium Plan",1,0,0,0,"InpMHSA",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","SNF",null,"N",0,0,0,"—","—",6523.4620721267365,0,0,3,25,0,0,"Premium Plan",1,0,0,0,"InpSNF",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","ER",null,"N",0,0,0,"—","—",1458.7702679435804,0,0,4,26,0,0,"Premium Plan",1,0,0,0,"OutER",0,0,0,0,1,0,0,2,0,0,75,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","UC",null,"N",0,0,0,"—","—",167.74905973546967,0,0,5,27,0,0,"Premium Plan",1,0,0,0,"OutUC",0,0,0,0,1,0,0,2,0,0,10,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,28,0,0,"Premium Plan",1,0,0,0,"OutSurgery",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","X-ray/Lab",null,"N",0,0,0,"—","—",223.9676733914294,0,0,7,29,0,0,"Premium Plan",1,0,0,0,"OutX-ray/Lab",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,30,0,0,"Premium Plan",1,0,0,0,"OutAdv Rad",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PCP",null,"N",0,0,0,"—","—",167.46284528780438,0,0,9,31,0,0,"Premium Plan",1,0,0,0,"ProfessionalPCP",0,0,0,0,1,0,0,2,0,0,10,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","SCP",null,"N",0,0,0,"—","—",190.3145997624938,0,0,10,32,0,0,"Premium Plan",1,0,0,0,"ProfessionalSCP",0,0,0,0,1,0,0,2,0,0,15,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Maternity",null,"N",0,0,0,"—","—",23659.206446017586,0,0,11,33,0,0,"Premium Plan",1,0,0,0,"ProfessionalMaternity",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,0,"—","—",988.05438933265077,0,0,12,34,0,0,"Premium Plan",1,0,0,0,"ProfessionalOff Surgery",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","MHSA",null,"N",0,0,0,"—","—",125.97702838547764,0,0,13,35,0,0,"Premium Plan",1,0,0,0,"ProfessionalMHSA",0,0,0,0,1,0,0,2,0,0,10,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PhyTh/SpTh/OccTh",null,"N",0,0,0,"—","—",165.399008928657,0,0,14,36,0,0,"Premium Plan",1,0,0,0,"ProfessionalPhyTh/SpTh/OccTh",0,0,0,0,1,0,0,2,0,0,33.079801785731398,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Chiro",null,"N",0,0,0,"—","—",79.454451435851297,0,0,15,37,0,0,"Premium Plan",1,0,0,0,"ProfessionalChiro",0,0,0,0,1,0,0,2,0,0,15,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",1,"N",0,0,0,"—","—",50.833295644343814,0,0,16,38,0,0,"Premium Plan",1,0,0,0,"RxR1",0,1,0,0,1,0,0,2,0,0,5,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",2,"N",0,0,0,"—","—",389.81306756700013,0,0,17,39,0,0,"Premium Plan",1,0,0,0,"RxR2",0,1,0,0,1,0,0,2,0,0,25,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",3,"N",0,0,0,"—","—",651.94937156700018,0,0,18,40,0,0,"Premium Plan",1,0,0,0,"RxR3",0,1,0,0,1,0,0,2,0,0,40,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",4,"N",0,0,0,"—","—",{"$f":"+Q132","v":8251.2701212451193},0,0,19,41,0,0,"Premium Plan",1,0,0,0,"RxR4",0,1,0,0,1,0,0,2,0,0,40,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,2,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",1,"N",0,0,0,"—","—",88.65973423746091,0,0,20,42,0,0,"Premium Plan",1,0,0,0,"RxM1",0,1,0,0,1,0,0,2,0,0,12.5,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[2,4,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,72,0,0,"Premium Plan",1,0,0,0,"OutSurgery",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,4,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","X-ray/Lab",null,"N",0,0,0,"—","—",223.9676733914294,0,0,7,73,0,0,"Premium Plan",1,0,0,0,"OutX-ray/Lab",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[2,5,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","Hospital","","N",0,0,0,"—","—",24527.132051189921,1,0,1,89,0,0,"Premium Plan",1,0,0,0,"InpHospital",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[2,5,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","ER",null,"N",0,0,0,"—","—",1458.7702679435804,0,0,4,92,0,0,"Premium Plan",1,0,0,0,"OutER",0,0,0,0,1,0,0,2,0,0,75,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,5,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","UC",null,"N",0,0,0,"—","—",167.74905973546967,0,0,5,93,0,0,"Premium Plan",1,0,0,0,"OutUC",0,0,0,0,1,0,0,2,0,0,10,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[2,5,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,94,0,0,"Premium Plan",1,0,0,0,"OutSurgery",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[2,5,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,96,0,0,"Premium Plan",1,0,0,0,"OutAdv Rad",0,0,0,0,2,0,0,2,0,0,0,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[2,5,"—","—","Premium Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Chiro",null,"N",0,0,0,"—","—",79.454451435851297,0,0,15,103,0,0,"Premium Plan",1,0,0,0,"ProfessionalChiro",0,0,0,0,1,0,0,2,0,0,15,0,1,0,0,0,0,250,250,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[3,3,"—","—","Value Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","SNF",null,"N",0,0,0,"—","—",6523.4620721267365,0,0,3,47,0,0,"Value Plan",3,0,0,0,"InpSNF",0,0,0,0,1,0,0,2,0,0,750,0,1,0,0,0,0,750,750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[3,3,"—","—","Value Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,50,0,0,"Value Plan",3,0,0,0,"OutSurgery",0,0,0,0,1,0,0,2,0,0,250,0,1,0,0,0,0,750,750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[3,3,"—","—","Value Plan",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,0,"—","—",988.05438933265077,0,0,12,56,0,0,"Value Plan",3,0,0,0,"ProfessionalOff Surgery",0,0,0,0,1,0,0,2,0,0,250,0,1,0,0,0,0,750,750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,8,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutAdv Rad",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,0,"—","—",988.05438933265077,0,0,12,12,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalOff Surgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PhyTh/SpTh/OccTh",null,"N",0,0,{"$f":"+L347*Q347","v":0},"—","—",165.399008928657,0,0,14,14,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPhyTh/SpTh/OccTh",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Chiro",null,"N",0,0,0,"—","—",79.454451435851297,0,0,15,15,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalChiro",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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                                                   OFFSET(OffsetStart,MedDedRange-1+1*Z351*AI351,MATCH(Y351,PlanLookupRange,0)+2)))","v":0},{"$f":"IF(AA351=0,0,  IF(AND(AE351,AF351),OFFSET(OffsetStart,RxDedRange-1+1*Z351,MATCH(Y351,PlanLookupRange,0)+2),\n                                                            OFFSET(OffsetStart,MedDedRange-1+1*Z351,MATCH(Y351,PlanLookupRange,0)+2)))","v":0},{"$f":"IF(OR(AD351=1,AH351=1),0,AQ351)","v":0},{"$f":"IF(OR(AB351=1,AH351=1,AND(AF351=1,AE351=1)),   0,\n  IF(OR(AND(BA350=AU351,R351=0),AND(BB350=AV351,S351=0)),    0,  CHOOSE(R351+S351+1,   MIN(AY351,AU351,MAX(AU351-BA350,0),MAX(AV351-BB350,0)),   MIN(AY351,AU351,MAX(AV351-BB350,0)),   MIN(AY351,AU351))))","v":0},{"$f":"IF(R351,AZ351,MIN(AU351,SUM(OFFSET(AZ351,-(T351-1),0,T351))))","v":0},{"$f":"IF(S351,AZ351,MIN(AV351,SUM(OFFSET(AZ351,-(U351-1),0,U351))))","v":0},{"$f":"IF(OR(AB351=0,AH351=1,AND(AF351=1,AE351=1)),   0,\n  IF(OR(AND(BD350=AW351,R351=0),AND(BE350=AX351,S351=0)),    0,  CHOOSE(R351+S351+1,   MIN(AY351,AW351,MAX(AW351-BD350,0),MAX(AX351-BE350,0)),   MIN(AY351,AW351,MAX(AX351-BE350,0)),   MIN(AY351,AW351))))","v":0},{"$f":"IF(R351,BC351,MIN(AW351,SUM(OFFSET(BC351,-(T351-1),0,T351))))","v":0},{"$f":"IF(S351,BC351,MIN(AX351,SUM(OFFSET(BC351,-(U351-1),0,U351))))","v":0},{"$f":"IF(OR(AB351=1,AH351=1,AE351=0,AF351=0),   0,\n  IF(OR(AND(BG350=AU351,R351=0),AND(BH350=AV351,S351=0)),    0,  CHOOSE(R351+S351+1,   MIN(AY351,AU351,MAX(AU351-BG350,0),MAX(AV351-BH350,0)),   MIN(AY351,AU351,MAX(AV351-BH350,0)),   MIN(AY351,AU351))))","v":0},{"$f":"IF(R351,BF351,MIN(AU351,SUM(OFFSET(BF351,-(T351-1),0,T351))))","v":0},{"$f":"IF(S351,BF351,MIN(AV351,SUM(OFFSET(BF351,-(U351-1),0,U351))))","v":0},{"$f":"IF(OR(AB351=0,AH351=1,AE351=0,AF351=0),   0,\n  IF(OR(AND(BJ350=AW351,R351=0),AND(BK350=AX351,S351=0)),    0,  CHOOSE(R351+S351+1,   MIN(AY351,AW351,MAX(AW351-BJ350,0),MAX(AX351-BK350,0)),   MIN(AY351,AW351,MAX(AX351-BK350,0)),   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MAX(BP351,-BQ351),  CHOOSE(R351+S351+1,   MIN(BP351,BQ351,MAX(BQ351-BV350,0),MAX(BR351-BW350,0)),   MIN(BP351,BQ351,MAX(BR351-BW350,0)),   MIN(BP351,BQ351))))","v":0},{"$f":"IF(R351,BU351,MIN(BQ351,SUM(OFFSET(BU351,-(T351-1),0,T351))))","v":0},{"$f":"IF(S351,BU351,MIN(BR351,SUM(OFFSET(BU351,-(U351-1),0,U351))))","v":0},{"$f":"IF(OR(AB351=0,AND(AG351=1,AE351=1)),   0,\n  IF(OR(AND(BY350=BS351,R351=0,BP351<0),AND(BZ350=BT351,S351=0,BP351<0)),    MAX(BP351,-BS351),  CHOOSE(R351+S351+1,   MIN(BP351,BS351,MAX(BS351-BY350,0),MAX(BT351-BZ350,0)),   MIN(BP351,BS351,MAX(BT351-BZ350,0)),   MIN(BP351,BS351))))","v":0},{"$f":"IF(R351,BX351,MIN(BS351,SUM(OFFSET(BX351,-(T351-1),0,T351))))","v":0},{"$f":"IF(S351,BX351,MIN(BT351,SUM(OFFSET(BX351,-(U351-1),0,U351))))","v":0},{"$f":"IF(OR(AB351=1,AE351=0,AG351=0),   0,\n  IF(OR(AND(CB350=BQ351,R351=0,BP351<0),AND(CC350=BR351,S351=0,BP351<0)),    MAX(BP351,-BQ351),  CHOOSE(R351+S351+1,   MIN(BP351,BQ351,MAX(BQ351-CB350,0),MAX(BR351-CC350,0)),   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[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",4,"N",0,0,0,"—","—",8251.2701212451193,0,0,19,19,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR4",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",1,"N",0,0,0,"—","—",88.65973423746091,0,0,20,20,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM1",0,1,0,0,2,1,1,2,0,0,12.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",2,"N",0,0,0,"—","—",857.58874864740039,0,0,21,21,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM2",0,1,0,0,2,1,1,2,0,0,72.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,1,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",3,"N",0,0,0,"—","—",1250.7932046474004,0,0,22,22,1,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM3",0,1,0,0,2,1,1,2,0,0,135,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","Hospital","","N",0,0,0,"—","—",24527.132051189921,1,0,1,23,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpHospital",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","MHSA",null,"N",0,0,0,"—","—",11851.450629136476,0,0,2,24,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpMHSA",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","SNF",null,"N",0,0,0,"—","—",6523.4620721267365,0,0,3,25,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpSNF",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","ER",null,"N",0,0,0,"—","—",1458.7702679435804,0,0,4,26,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutER",0,0,0,0,2,1,1,2,0,0,125,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","UC",null,"N",0,0,0,"—","—",167.74905973546967,0,0,5,27,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutUC",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,28,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutSurgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","X-ray/Lab",null,"N",0,0,0,"—","—",223.9676733914294,0,0,7,29,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutX-ray/Lab",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,30,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutAdv Rad",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PCP",null,"N",0,0,0,"—","—",167.46284528780438,0,0,9,31,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPCP",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","SCP",null,"N",0,0,0,"—","—",190.3145997624938,0,0,10,32,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalSCP",0,0,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Maternity",null,"N",0,0,0,"—","—",23659.206446017586,0,0,11,33,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalMaternity",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,0,"—","—",988.05438933265077,0,0,12,34,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalOff Surgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","MHSA",null,"N",0,0,0,"—","—",125.97702838547764,0,0,13,35,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalMHSA",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PhyTh/SpTh/OccTh",null,"N",0,0,0,"—","—",165.399008928657,0,0,14,36,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPhyTh/SpTh/OccTh",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",1,"N",0,0,0,"—","—",50.833295644343814,0,0,16,38,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR1",0,1,0,0,2,1,1,2,0,0,5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",2,"N",0,0,0,"—","—",389.81306756700013,0,0,17,39,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR2",0,1,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",3,"N",0,0,0,"—","—",651.94937156700018,0,0,18,40,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR3",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",4,"N",0,0,0,"—","—",8251.2701212451193,0,0,19,41,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR4",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",1,"N",0,0,0,"—","—",88.65973423746091,0,0,20,42,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM1",0,1,0,0,2,1,1,2,0,0,12.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",2,"N",0,0,0,"—","—",857.58874864740039,0,0,21,43,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM2",0,1,0,0,2,1,1,2,0,0,72.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,2,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",3,"N",0,0,0,"—","—",1250.7932046474004,0,0,22,44,1,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM3",0,1,0,0,2,1,1,2,0,0,135,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","Hospital","","N",0,0,0,"—","—",24527.132051189921,1,0,1,45,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpHospital",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","MHSA",null,"N",0,0,0,"—","—",11851.450629136476,0,0,2,46,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpMHSA",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","SNF",null,"N",0,0,0,"—","—",6523.4620721267365,0,0,3,47,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpSNF",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","ER",null,"N",0,0,0,"—","—",1458.7702679435804,0,0,4,48,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutER",0,0,0,0,2,1,1,2,0,0,125,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","UC",null,"N",0,0,0,"—","—",167.74905973546967,0,0,5,49,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutUC",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,50,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutSurgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","X-ray/Lab",null,"N",0,0,0,"—","—",223.9676733914294,0,0,7,51,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutX-ray/Lab",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,52,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutAdv Rad",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PCP",null,"N",0,0,0,"—","—",167.46284528780438,0,0,9,53,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPCP",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","SCP",null,"N",0,0,0,"—","—",190.3145997624938,0,0,10,54,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalSCP",0,0,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Maternity",null,"N",0,0,0,"—","—",23659.206446017586,0,0,11,55,0,0,"HDHP w/ Health Savings Account",4,{"$f":"IF(F388=\"Employee Only\",0,1)","v":0},0,0,"ProfessionalMaternity",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,0,"—","—",988.05438933265077,0,0,12,56,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalOff Surgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","MHSA",null,"N",0,0,0,"—","—",125.97702838547764,0,0,13,57,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalMHSA",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PhyTh/SpTh/OccTh",null,"N",0,0,0,"—","—",165.399008928657,0,0,14,58,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPhyTh/SpTh/OccTh",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Chiro",null,"N",0,0,0,"—","—",79.454451435851297,0,0,15,59,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalChiro",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",1,"N",0,0,0,"—","—",50.833295644343814,0,0,16,60,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR1",0,1,0,0,2,1,1,2,0,0,5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",2,"N",0,0,0,"—","—",389.81306756700013,0,0,17,61,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR2",0,1,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",3,"N",0,0,0,"—","—",651.94937156700018,0,0,18,62,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR3",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",4,"N",0,0,0,"—","—",8251.2701212451193,0,0,19,63,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR4",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",1,"N",0,0,0,"—","—",88.65973423746091,0,0,20,64,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM1",0,1,0,0,2,1,1,2,0,0,12.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",2,"N",0,0,0,"—","—",857.58874864740039,0,0,21,65,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM2",0,1,0,0,2,1,1,2,0,0,72.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,3,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",3,"N",0,0,0,"—","—",1250.7932046474004,0,0,22,66,1,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM3",0,1,0,0,2,1,1,2,0,0,135,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—",{"$f":"+E399","v":"HDHP w/ Health Savings Account"},{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","Hospital","","N",0,0,0,"—","—",24527.132051189921,1,0,1,67,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpHospital",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","MHSA",null,"N",0,0,0,"—","—",11851.450629136476,0,0,2,68,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpMHSA",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","SNF",null,"N",0,0,0,"—","—",6523.4620721267365,0,0,3,69,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpSNF",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","ER",null,"N",0,0,0,"—","—",1458.7702679435804,0,0,4,70,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutER",0,0,0,0,2,1,1,2,0,0,125,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","UC",null,"N",0,0,0,"—","—",167.74905973546967,0,0,5,71,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutUC",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,72,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutSurgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","X-ray/Lab",null,"N",0,0,0,"—","—",223.9676733914294,0,0,7,73,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutX-ray/Lab",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,74,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutAdv Rad",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PCP",null,"N",0,0,0,"—","—",167.46284528780438,0,0,9,75,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPCP",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","SCP",null,"N",0,0,0,"—","—",190.3145997624938,0,0,10,76,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalSCP",0,0,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Maternity",null,"N",0,0,0,"—","—",{"$f":"+Q388","v":23659.206446017586},0,0,11,77,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalMaternity",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,{"$f":"+L411*Q411","v":0},"—","—",988.05438933265077,0,0,12,78,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalOff Surgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PhyTh/SpTh/OccTh",null,"N",0,0,0,"—","—",165.399008928657,0,0,14,80,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPhyTh/SpTh/OccTh",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Chiro",null,"N",0,0,0,"—","—",79.454451435851297,0,0,15,81,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalChiro",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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CHOOSE(R415+S415+1,   MIN(AY415,AW415,MAX(AW415-BD414,0),MAX(AX415-BE414,0)),   MIN(AY415,AW415,MAX(AX415-BE414,0)),   MIN(AY415,AW415))))","v":0},{"$f":"IF(R415,BC415,MIN(AW415,SUM(OFFSET(BC415,-(T415-1),0,T415))))","v":0},{"$f":"IF(S415,BC415,MIN(AX415,SUM(OFFSET(BC415,-(U415-1),0,U415))))","v":0},{"$f":"IF(OR(AB415=1,AH415=1,AE415=0,AF415=0),   0,\n  IF(OR(AND(BG414=AU415,R415=0),AND(BH414=AV415,S415=0)),    0,  CHOOSE(R415+S415+1,   MIN(AY415,AU415,MAX(AU415-BG414,0),MAX(AV415-BH414,0)),   MIN(AY415,AU415,MAX(AV415-BH414,0)),   MIN(AY415,AU415))))","v":0},{"$f":"IF(R415,BF415,MIN(AU415,SUM(OFFSET(BF415,-(T415-1),0,T415))))","v":0},{"$f":"IF(S415,BF415,MIN(AV415,SUM(OFFSET(BF415,-(U415-1),0,U415))))","v":0},{"$f":"IF(OR(AB415=0,AH415=1,AE415=0,AF415=0),   0,\n  IF(OR(AND(BJ414=AW415,R415=0),AND(BK414=AX415,S415=0)),    0,  CHOOSE(R415+S415+1,   MIN(AY415,AW415,MAX(AW415-BJ414,0),MAX(AX415-BK414,0)),   MIN(AY415,AW415,MAX(AX415-BK414,0)),   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[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",2,"N",0,0,0,"—","—",389.81306756700013,0,0,17,83,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR2",0,1,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",3,"N",0,0,0,"—","—",651.94937156700018,0,0,18,84,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR3",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",4,"N",0,0,0,"—","—",8251.2701212451193,0,0,19,85,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR4",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",1,"N",0,0,0,"—","—",88.65973423746091,0,0,20,86,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM1",0,1,0,0,2,1,1,2,0,0,12.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",2,"N",0,0,0,"—","—",857.58874864740039,0,0,21,87,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM2",0,1,0,0,2,1,1,2,0,0,72.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,4,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",3,"N",0,0,0,"—","—",1250.7932046474004,0,0,22,88,1,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM3",0,1,0,0,2,1,1,2,0,0,135,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","Hospital","","N",0,0,0,"—","—",24527.132051189921,1,0,1,89,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpHospital",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","MHSA",null,"N",0,0,0,"—","—",11851.450629136476,0,0,2,90,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpMHSA",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Inp","SNF",null,"N",0,0,0,"—","—",6523.4620721267365,0,0,3,91,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"InpSNF",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","ER",null,"N",0,0,0,"—","—",1458.7702679435804,0,0,4,92,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutER",0,0,0,0,2,1,1,2,0,0,125,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","UC",null,"N",0,0,0,"—","—",167.74905973546967,0,0,5,93,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutUC",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Surgery",null,"N",0,0,0,"—","—",3651.6048639775681,0,0,6,94,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutSurgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","X-ray/Lab",null,"N",0,0,0,"—","—",223.9676733914294,0,0,7,95,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutX-ray/Lab",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Out","Adv Rad",null,"N",0,0,0,"—","—",995.62146911291006,0,0,8,96,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"OutAdv Rad",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PCP",null,"N",0,0,0,"—","—",167.46284528780438,0,0,9,97,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPCP",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","SCP",null,"N",0,0,0,"—","—",190.3145997624938,0,0,10,98,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalSCP",0,0,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Maternity",null,"N",0,0,0,"—","—",23659.206446017586,0,0,11,99,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalMaternity",0,0,0,0,2,1,1,2,0,0,20,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Off Surgery",null,"N",0,0,0,"—","—",988.05438933265077,0,0,12,100,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalOff Surgery",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
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[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","PhyTh/SpTh/OccTh",null,"N",0,0,0,"—","—",165.399008928657,0,0,14,102,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalPhyTh/SpTh/OccTh",0,0,0,0,2,1,1,1,0,0,0,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Professional","Chiro",null,"N",0,0,0,"—","—",79.454451435851297,0,0,15,103,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"ProfessionalChiro",0,0,0,0,2,1,1,2,0,0,30,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",1,"N",0,0,0,"—","—",50.833295644343814,0,0,16,104,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR1",0,1,0,0,2,1,1,2,0,0,5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",2,"N",0,0,0,"—","—",389.81306756700013,0,0,17,105,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR2",0,1,0,0,2,1,1,2,0,0,35,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",3,"N",0,0,0,"—","—",651.94937156700018,0,0,18,106,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR3",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","R",4,"N",0,0,0,"—","—",8251.2701212451193,0,0,19,107,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxR4",0,1,0,0,2,1,1,2,0,0,60,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",1,"N",0,0,0,"—","—",88.65973423746091,0,0,20,108,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM1",0,1,0,0,2,1,1,2,0,0,12.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",2,"N",0,0,0,"—","—",857.58874864740039,0,0,21,109,0,0,"HDHP w/ Health Savings Account",4,0,0,0,"RxM2",0,1,0,0,2,1,1,2,0,0,72.5,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[4,5,"—","—","HDHP w/ Health Savings Account",{"$f":"+'Employee Cost Model'!$C$2","v":"Employee Only"},"In","Rx","M",3,"N",0,0,0,"—","—",1250.7932046474004,0,0,22,110,1,1,"HDHP w/ Health Savings Account",4,0,0,0,"RxM3",0,1,0,0,2,1,1,2,0,0,135,0,1,0,0,0,0,1750,1750,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3500,3500,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]

{"sheet":"Plan Design Input","index":3,"n_rows":66,"n_cols":16,"rows_kept":66,"cut":false,"hidden":true,"merged":[[18,13,18,15],[13,13,13,15],[14,13,14,15],[15,13,15,15],[16,13,16,15],[17,13,17,15],[8,13,8,15],[9,13,9,15],[10,13,10,15],[11,13,11,15],[12,13,12,15],[3,13,3,15],[4,13,4,15],[5,13,5,15],[6,13,6,15],[7,13,7,15],[3,4,3,6],[6,2,7,2],[8,2,9,2],[9,4,9,6],[15,2,16,2],[13,4,13,6],[14,4,14,6],[15,4,15,6],[6,4,6,6],[7,4,7,6],[8,4,8,6],[16,4,16,6],[4,4,4,6],[5,4,5,6],[51,2,66,2],[11,4,11,6],[12,4,12,6],[48,2,50,2],[10,4,10,6],[33,2,47,2],[17,2,18,2],[20,2,24,2],[25,2,32,2],[18,4,18,6],[17,4,17,6],[3,7,3,9],[4,7,4,9],[5,7,5,9],[6,7,6,9],[7,7,7,9],[8,7,8,9],[9,7,9,9],[10,7,10,9],[11,7,11,9],[12,7,12,9],[17,10,17,12],[13,7,13,9],[14,7,14,9],[15,7,15,9],[16,7,16,9],[17,7,17,9],[18,10,18,12],[18,7,18,9],[3,10,3,12],[4,10,4,12],[5,10,5,12],[6,10,6,12],[7,10,7,12],[8,10,8,12],[9,10,9,12],[10,10,10,12],[11,10,11,12],[12,10,12,12],[13,10,13,12],[14,10,14,12],[15,10,15,12],[16,10,16,12]]}
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[null,null,null,null,{"$f":"E4&E5","v":"Premium PlanHMO"},"","","Base PlanHMO","","",{"$f":"K4&K5","v":"Value PlanHMO"},"","",{"$f":"N4&N5","v":"HDHP w/ Health Savings AccountHMO"},"",""]
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[null,null,null,"Plan Name",{"$f":"+'Employee Cost Model'!C6","v":"Premium Plan"},null,null,{"$f":"+'Employee Cost Model'!D6","v":"Base Plan"},null,null,{"$f":"+'Employee Cost Model'!E6","v":"Value Plan"},null,null,{"$f":"+'Employee Cost Model'!F6","v":"HDHP w/ Health Savings Account"}]
[null,null,null,"Plan Type","HMO",null,null,"HMO",null,null,"HMO",null,null,"HMO"]
[null,null,null,"Network Tier","In-Network",null,null,"In-Network",null,null,"In-Network",null,null,"In-Network"]
[null,null,"Medical\nDeductible","Individual",250,null,null,500,null,null,750,null,null,1750]
[null,null,null,"Family",500,null,null,1000,null,null,1500,null,null,3500]
[null,null,"Medical\nOOPM","Individual",3500,null,null,3500,null,null,3500,null,null,3500]
[null,null,null,"Family",7000,null,null,7000,null,null,7000,null,null,7000]
[null,null,"Default Member Coinsurance",null,0,null,null,0,null,null,0,null,null,0]
[null,null,"Deductible Type",null,"Embedded",null,null,"Embedded",null,null,"Embedded",null,null,"True Family"]
[null,null,"OOPM Type",null,"Embedded",null,null,"Embedded",null,null,"Embedded",null,null,"True Family"]
[null,null,"Separate Rx Deductible?",null,"No",null,null,"No",null,null,"No",null,null,"No"]
[null,null,"Separate Rx OOPM?",null,"No",null,null,"No",null,null,"No",null,null,"No"]
[null,null,"Rx\nDeductible","Individual"]
[null,null,null,"Family"]
[null,null,"Rx\nOOPM","Individual"]
[null,null,null,"Family"]
["Service Lookups",null,null,null,"Apply Ded?","Cost Sharing","Copay","Apply Ded?","Cost Sharing","Copay","Apply Ded?","Cost Sharing","Copay","Apply Ded?","Cost Sharing","Copay"]
[{"$f":"+B21&D21","v":"InpHospital"},"Inp","Facility\nInpatient","Hospital",2,2,0,2,2,0,1,2,750,2,1]
[{"$f":"+B22&D22","v":"InpSurgery"},"Inp",null,"Surgery",2,1,null,2,1,null,2,1,null,2,1]
["InpMHSA","Inp",null,"MHSA",2,2,0,2,2,0,1,2,750,2,1]
["InpSNF","Inp",null,"SNF",2,2,0,2,2,0,1,2,750,2,1]
["InpNH","Inp",null,"NH",2,1,null,2,1,null,2,1,null,2,1]
["OutER","Out","Facility\nOutpatient","ER",1,2,75,1,2,125,1,2,125,2,2,125]
["OutUC","Out",null,"UC",1,2,10,1,2,50,1,2,50,2,2,30]
["OutSurgery","Out",null,"Surgery",2,2,0,2,2,0,1,2,250,2,1]
[{"$f":"+B29&D29","v":"OutMHSA"},"Out",null,"MHSA",2,1,null,2,1,null,2,1,null,2,1]
[{"$f":"+B30&D30","v":"OutRx"},"Out",null,"Rx",2,1,null,2,1,null,2,1,null,2,1]
["OutX-ray/Lab","Out",null,"X-ray/Lab",2,2,0,2,2,0,2,2,0,2,1]
["OutAdv Rad","Out",null,"Adv Rad",2,2,0,2,2,0,2,2,0,2,1]
[{"$f":"+B33&D33","v":"OutAll Other"},"Out",null,"All Other",2,1,null,2,1,null,2,1,null,2,1]
["ProfessionalPCP","Professional","Professional Services","PCP",1,2,10,1,2,15,1,2,25,2,2,20]
["ProfessionalSCP","Professional",null,"SCP",1,2,15,1,2,30,1,2,30,2,2,35]
["ProfessionalMaternity","Professional",null,"Maternity",2,2,0,2,2,0,1,2,{"$f":"750+M34","v":775},2,2,20]
["ProfessionalOff Surgery","Professional",null,"Off Surgery",2,2,0,2,2,0,1,2,250,2,1]
["ProfessionalPCP Facility","Professional",null,"PCP Facility",2,1,null,2,1,null,2,1,null,2,1]
["ProfessionalSCP Facility","Professional",null,"SCP Facility",2,1,null,2,1,null,2,1,null,2,1]
[{"$f":"+B40&D40","v":"ProfessionalRx"},"Professional",null,"Rx",2,1,null,2,1,null,2,1,null,2,1]
["ProfessionalX-ray/Lab","Professional",null,"X-ray/Lab",2,1,null,2,1,null,2,1,null,2,1]
["ProfessionalAdv Rad","Professional",null,"Adv Rad",2,1,null,2,1,null,2,1,null,2,1]
["ProfessionalMHSA","Professional",null,"MHSA",1,2,10,1,2,15,1,2,25,2,2,20]
["ProfessionalPhyTh/SpTh/OccTh","Professional",null,"PhyTh/SpTh/OccTh",1,2,{"$f":"0.2*'Data | Model'!Q17","v":33.079801785731398},1,2,{"$f":"0.2*'Data | Model'!Q17","v":33.079801785731398},1,2,{"$f":"0.1*'Data | Model'!Q17","v":16.539900892865699},2,1]
["ProfessionalChiro","Professional",null,"Chiro",1,2,15,1,2,30,1,2,30,2,2,30]
["ProfessionalAnesthetia","Professional",null,"Anesthetia",2,1,null,2,1,null,2,1,null,2,1]
["ProfessionalVis/Hear/Sp","Professional",null,"Vis/Hear/Sp",1,2,null,1,2,null,1,2,null,1,2]
["ProfessionalAll Other","Professional",null,"All Other",1,2,null,1,2,null,1,2,null,1,2]
["OtherAmbulance","Other","Other","Ambulance",1,2,null,1,2,null,1,2,null,1,2]
["OtherHHC","Other",null,"HHC",2,1,null,2,1,null,2,1,null,2,1]
["OtherDME","Other",null,"DME",1,2,null,1,2,null,1,2,null,2,2]
[{"$f":"+B52&\"R1\"","v":"RxR1"},"Rx","Rx","Retail - Tier 1",1,2,5,1,2,5,1,2,10,2,2,5]
[]
[{"$f":"+B54&\"R2\"","v":"RxR2"},"Rx",null,"Retail - Tier 2",1,2,25,1,2,35,1,2,30,2,2,35]
[]
[{"$f":"+B56&\"R3\"","v":"RxR3"},"Rx",null,"Retail - Tier 3",1,2,40,1,2,60,1,2,50,2,2,60]
[]
[{"$f":"+B58&\"R4\"","v":"RxR4"},"Rx",null,"Retail - Tier 4",1,2,40,1,2,60,1,2,50,2,2,60]
[]
[{"$f":"+B60&\"M1\"","v":"RxM1"},"Rx",null,"Mail - Tier 1",1,2,12.5,1,2,12.5,1,2,25,2,2,12.5]
[]
[{"$f":"+B62&\"M2\"","v":"RxM2"},"Rx",null,"Mail - Tier 2",1,2,42.5,1,2,67.5,1,2,75,2,2,72.5]
[]
[{"$f":"+B64&\"M3\"","v":"RxM3"},"Rx",null,"Mail - Tier 3",1,2,85,1,2,135,1,2,125,2,2,135]
[]
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["Plan Number","Plan Name","Plan Type","Available OON Option?",null,"Plan Types","Available OON Option?",null,"Family List"]
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{"sheet":"Definitions","index":5,"n_rows":36,"n_cols":3,"rows_kept":36,"cut":false,"hidden":true,"merged":[]}
["Service Type List"]
[]
["Service Type","Service Description","Full Description"]
["In","Hospital","Hospital Stay"]
["In","Surgery","Surgery"]
["In","MHSA","Mental/Behavioral Health / Substance Abuse"]
["In","SNF","Skilled Nursing Facility"]
["In","NH","Nursing Home"]
["Out","ER","Emergency Room"]
["Out","UC","Urgent Care Clinic"]
["Out","Surgery","Surgery"]
["Out","MHSA","Mental/Behavioral Health / Substance Abuse"]
["Out","Rx","Charges for Drugs Administered at a Facility"]
["Out","X-ray/Lab","X-ray/Lab"]
["Out","Adv Rad","Advanced Radiology (CT Scan, MRI, PET Scan)"]
["Out","All Other","All Other Outpatients Procedures"]
["Professional","PCP","Primary Care Physician"]
["Professional","SCP","Specialty Care Physician"]
["Professional","Maternity","Maternity Charges"]
["Professional","Off Surgery","Surgery performed in an office setting"]
["Professional","PCP Facility","PCP Charges for services in a Facility "]
["Professional","SCP Facility","SCP Charges for services in a Facility "]
["Professional","Rx","Charges for Drugs Administered by a Professional"]
["Professional","X-ray/Lab","X-ray/Lab"]
["Professional","Adv Rad","Advanced Radiology (CT Scan, MRI, PET Scan)"]
["Professional","MHSA","Mental/Behavioral Health / Substance Abuse"]
["Professional","PhyTh/SpTh/OccTh","Physical Therapy, Speech Therapy, Occupational Therapy"]
["Professional","Chiro","Chiropractic"]
["Professional","Anesthetia","Anesthetia"]
["Professional","Vis/Hear/Sp","Vision/Hearing/Speech Exams"]
["Professional","All Other","All Other Professional Procedures"]
["Other","Ambulance","Ambulance"]
["Other","HHC","Home Health Care"]
["Other","DME","Durable Medical Equipment / Prosthetics"]
["Rx","Retail","Retail"]
["Rx","Mail","Mail Order"]

{"sheet":"Start","index":6,"n_rows":15,"n_cols":4,"rows_kept":15,"cut":false,"hidden":true,"merged":[]}
[]
[null,null,"Start","End"]
[null,"Experience Period",{"$f":"+C4","v":"2016-01-01"},{"$f":"+D4","v":"2016-12-31"}]
[null,"Projection Period","2016-01-01","2016-12-31"]
[null,"Trend Months",{"$f":"DATEDIF(AVERAGE(C3:D3),AVERAGE(C4:D4),\"M\")","v":0}]
[]
[null,"Trends"]
["Inp","Inpatient",0]
["Out","Outpatient",0]
["Pro","Professional",0]
["Oth","Other",0]
["Rx1","Rx - Generic",0]
["Rx2","Rx - Brand - Tier 2",0]
["Rx3","Rx - Brand - Tier 3",0]
["Rx4","Rx - Brand - Tier 4",0]